Temporary Car Insurance for Students
Students are well known for needing temporary car insurance. As they spend most of their time at college or university, they may only need the car for a few months out of the year.
This means that spending money on annual car insurance could seem like a real waste. Luckily there are some companies who realise this and temporary car insurance has been in traduced for this purpose.
How easy is it to get Temporary Car Insurance for Students?
Unfortunately getting short term car insurance for students is not always easy. When you simply do a search for temporary car insurance, the results that you will be presented with will typically be designed for older drivers. Young drivers can find it really difficult to find the insurance that they need because in the eyes of the insurer – young drivers re a risk to insure.
In fact, short term car insurance does tend to be associated more with older drivers when they need to move house or if they break down and they need to borrow a friend’s car for a while. Rarely do companies consider students when they offer temporary insurance.
Students don’t often have the money to afford a new car so they end up driving a family car. Therefore placing their name on the insurance policy temporarily is extremely important in case of an accident. Just be prepared to search for quite a long time to find suitable short term insurance for younger drivers and also be prepared to pay higher costs than you would if you were an older driver!