Reasons Why You May Need Temp Cover
When you think about car insurance, typically you imagine the annual type. It is something that every car owner dreads when they get their annual reminder, but it is a necessity that could help you financially if you are involved in a car accident.
We all know that we need insurance when we own a car, but what about when we only need to drive a car for a short period of time? Well in these circumstances you can consider temporary car insurance.
What is Temporary Car Insurance?
Temporary car insurance is designed to cover the vehicle for a short period of time. This could be anything from a few days to a month. It is never usually more than that. There are quite a few different reasons why someone may need temporary insurance and one of these reasons includes holidays and short breaks away.
If you are worried about driving your own car on a short break away then it would make sense to hire one or borrow a friends car. If you are borrowing a friends car then you will need to put yourself on their insurance for the time that you use the car until the time that you give it back.
One of the main advantages to doing it this way is so that your friends no claim bonus is be unaffected. The temporary car insurance is designed to act as a separate policy to the one that your friend or family member already has. You will be responsible for the temporary insurance.
There may be an age limit with some temporary insurers. This is because obviously they do not want to pay out if they don’t have to. Younger drivers are statistically more likely to get into accidents. Therefore, a limit is sometimes put into place as assurance for the lender.
Overall temporary car insurance is ideal for short trips away. It will cover you in case of an accident or theft. It can also be incredibly affordable too. So why not see if temporary car insurance could be just what you need on your next trip away?