Drive Away Temporary Car Insurance Cover
One type of car insurance that is typically forgotten about is drive away car insurance cover. This is basically insurance that covers you from the time you pick your car up once you have purchased it, to the time you get it home safely. This is particularly important if the car is not currently covered by any insurance policy.
UK law states that all cars that are being driven on the road within the UK have to be insured and taxed. However, if you currently have car insurance for another vehicle then it would be worth checking to see if the cover includes the cost of another vehicle for up to 30 days. Some insurance policies do and therefore you wouldn’t need to get additional drive away car insurance cover.
If you purchase the car from a dealership, they will usually ask you for proof of insurance before they let you drive the car away. Therefore if you don’t have sufficient cover then you will need to arrange it before you are able to take your new car home. This doesn’t apply to second hand cars that you are purchasing, even though there is an increased chance of a second hand car breaking down.
If you are buying a second hand car then you should definitely ensure that the insurance covers anything that could possibly go wrong. It would also be worth insuring the car for more than just one day. Drive away car insurance cover can last anything from 1 to 30 days so cover the car for as long as possible just in case there is a fault that has been missed before you brought the car home.
Overall drive away car insurance is a necessity and it could help you to save potentially hundreds, if not thousands of pounds if something were to go wrong. So always ensure that you are properly covered and search around to find the most competitive quote possible.