Buying A Temporary Car Insurance Policy

If another driver will be using your car for a few days, or if you will be driving a courtesy car while your own car is fixed, ten you may want to buy some temporary short term car insurance.

Click Here To Get A Quote For Ages 21 Or Above

If You Are 17 – 20 Click Here To Get A Quote

If You Need Cover From Between 1 Month to 8 Months Click Here To Get A Quote

In order to qualify for temporary car insurance you should have held a UK or EU full driving licence for at least a year and be over the age of 24 and under 75. You should not have received more than six penalty points on your licence in the last two years nor had more than one fault claim in the last three. Your car has to have a minimum value of £1,500 and a maximum of £40,000.

Most companies will insist that you have a fairly clean driving licence; too many penalty points will disqualify you from applying for short term insurance. If you are twenty four rather than twenty five then you can expect your premium to be much higher than for others because insurance companies regard young drivers as an insurance risk.

Don’t buy insurance on the first quote, you should shop around and see what different online insurance companies have to offer. One of the problems with some insurers is that you cannot get any kind of a quote without first disclosing all your details.

Policies run from one to twenty eight days, you should be rigorous about stopping the policy after twenty eight days, if you leave it until the thirtieth, you could find yourself having to pay another month’s premium.

The great thing about getting a temporary car insurance policy is that you buy it on the internet. Most of the insurance sites are secure and you pay by credit card once you decide to accept whatever quote you get. After your payment has been approved then you can download your short term policy, you’re already covered!